ANALISIS KINERJA KEUANGAN BERDASARKAN RASIO LIKUIDITAS, RASIO PROFITABILITAS, DAN RASIO SOLVABILITAS PADA PT BANK DANAMON INDONESIA, Tbk TAHUN 2016-202

Abstract

The purpose of this study is to determine how the condition of the liquidity ratio based on the loan to asset ratio and quick ratio variables, to find out how the conditions of the profitability ratio based on the return on asset and return on equity variables, to find out how the solvability ratio based on the debt to asset ratio and debt to equity ratio variables at PT Bank Danamon Indonesia, Tbk in 2016-2020. This type of research used in this research is descriptive research using a quantitative approach. The data used in this study were obtained from the Annual Report published by PT Bank Danamon Indonesia, Tbk during 2016-2020. Data collection techniques used are documentation study techniques, data analysis techniques used are analysis of liquidity ratios, profitability ratios, and solvability ratios. The results of this study indicate the condition of financial performance based on liquidity ratios (Loan to asset ratio and quick ratio) indicates a very healthy condition, profitability ratios (Return on assets and return on equity) indicate a healthy condition, and solvability ratios (Debt to asset ratio and debt to equity ratio) indicates a healthy condition, based on Bank Indonesia Circular No.6/23/DPNP Year 2009 and Bank Indonesia Circular Letter No.13/24/DPNP Year 2011 to PT Bank Danamon Indonesia, Tbk in 2016- 2020.