PENGARUH RETURN ON ASSETS (ROA), LOAN TO DEPOSIT RATIO (LDR), DAN CAPITAL ADEQUENCY RATIO (CAR) TERHADAP PERTUMBUHAN LABA PADA PERUSAHAAN PERBANKAN YANG TERDAFTAR DI BURSA EFEK INDONESIA PERIODE 2018-2020

Nur Fais Rukmana; Ida Suriana; Nurul Musfirah Khairiyah

Nur Fais Rukmana POLITEKNIK NEGERI BALIKPAPAN
Ida Suriana POLITEKNIK NEGERI BALIKPAPAN
Nurul Musfirah Khairiyah POLITEKNIK NEGERI BALIKPAPAN

Keywords: Keywords: ROA, LDR, CAR, and Profit

Abstract

This study aims to determine how the return on assets (ROA), loan to deposit ratio (LDR), and capital adequency ratio (CAR) on profit growth in banking companies listed on the Indonesia Stock Exchange for the 2018-2020 period. The data that will be used is descriptive analysis using a quantitative approach method. The research population is banking companies listed on the Indonesian Stock Exchange for the 2018-2020 period. The sample used as many as 25 banking companies listed on the IDX. The analytical method used is the multiple linear regression method using the Statistical Product and Service Solution (SPSS) 24 software program by testing the classical assumptions first. The results of this study indicate that during the 2018-2020 period for partial testing the results that can be obtained, namely return on assets (ROA) have a significant effect on profit growth, Supported by researchers Matondang (2017), ROA has a significant effect on profit growth. loan to deposit ratio (LDR) and capital adequency ratio (CAR) have no significant effect on profit growth, this is supported by researcher Anggraeni (2015) Suryadi (2017), capital adequency ratio (CAR) and Loan To Deposit Ratio (LDR) have no effect significant to profit growth.

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