ANALISIS RASIO PROFITABILITAS DAN RASIO SOLVABILITAS PADA PT BANK PAN INDONESIA TBK PERIODE 2018-2020

Abstract

This study aims to analyze a financial report in search of information about the movement of profitability ratios and solvency ratios of PT Bank Pan Indonesia Tbk. 2018-2020 period. Analysis of the data used is descriptive quantitative statistical analysis using financial ratio analysis. The data source used is secondary data that does not directly provide data to data collectors, for example through other people or through documents and data collection techniques used come from the bank's website, namely www.panin.co.id. The results of this study indicate that the financial performance of Bank Pan Indonesia in terms of profitability ratios in terms of ROA is very healthy, because the company manages assets to generate profits and ROE is quite healthy, because the company can return capital to shareholders and investors in order to fulfill the bank's obligations. The solvency ratio in terms of DAR is very healthy, because the company will be lower in managing capital financed by debt. DER is very healthy to return capital to shareholders and investors in order to fulfill the bank's obligations. The standard bank soundness assessment ratio means that the bank is very good at managing its equity.