LESTIYOWATI, N.; HANDAYANI, J.; WIJAYANI, D. I. L. PENGARUH CAPITAL ADEQUACY RATIO (CAR), LOAN TO DEPOSIT RATIO (LDR) DAN NON PERFORMING LOAN (NPL) TERHADAP RETURN ON ASSET (ROA). Jurnal Mahasiswa Akuntansi Poltekba (JMAP), v. 1, p. 157-164, 13 Mar. 2020.